What Is Collision Damage Waiver?
Collision Damage Waiver (CDW) is our promise not to charge you for the cost of collision damage over and above the amount of the deductible stated in the rental agreement. If you purchase CDW, you are always responsible for the deductible amount, but your responsibility stops at the deductible unless you violate the conditions contained in the rental agreement. If you do not purchase COW, you are responsible for all collision damage costs up to the full value of the vehicle.
What If I Decline CDW?
CDW is optional, not mandatory. If you choose not to purchase COW, you will be responsible for the full costs of repairing any collision damage that occurs while our vehicle is rented to you.
Should I Buy CDW?
You may already have coverage for our car on your own insurance policy and, therefore, may feel that you are adequately protected. Of course, if you damage our car, you will have to pay us first and then submit a claim to your insurer for reimbursement.
If you want to avoid the possibility of having to submit a claim to your own insurance company for damage to our vehicle, COW makes sense. It is a reasonable alternative that puts us between you and your insurer. Remember though, that even if you purchase COW, you remain liable for the deductible amount shown on the front of the rental agreement.
If I Purchase CDW, Can It Be Voided?
Yes. By intentionally damaging our vehicle or by causing damage while intoxicated or influenced by drugs or other actions forbidden in the language in the reverse side of the rental agreement, you can lose the benefits of CDW even if you make the purchase.
Are Credit Cards Another Way of Covering the Risk of Damage?
Yes. In order to benefit from a credit card company's promise to cover you for collision damage you must: (a) decline CDW; and, (b) pay us yourself for any collision repair costs; and, (c) later seek reimbursement from the credit card company for the monies you paid us.
It is also important to know whether your credit card company is a "primary" insurer or an "excess" carrier. If your credit card coverage is excess only, that means the credit card company will reimburse you only if you have no other insurance. In either case, it is important to realize that you must pay us first and seek reimbursement from your credit card company later.
943 Blue River Parkway
